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What if dissolving shame is the missing step between you and real financial momentum? In this solo episode of Plenty, Kate unpacks the tight grip of debt shame and financial secrecy—and why hiding from the numbers stalls your progress far more than the numbers themselves. She reframes debt as “invoices for blessings already received” and makes the critical distinction between high-interest consumer debt and debt that makes you money (the positive “spread” when your return outpaces your interest). You’ll also hear why all-or-nothing thinking is a nervous-system red flag, and how telling someone safe is often the first step to clarity and action.
We cover: releasing shame by bringing things into the light, building capacity to “do the math,” and seeing nuanced opportunities—so you can either dissolve unhelpful debt or strategically leverage it for wealth.
Listen now to discover: ✨ Why shame halts financial progress—and how sharing it sets you free ✨ “Invoices for blessings already received” as a practical reframe for debt ✨ The difference between consumer debt and return-producing leverage (the spread) ✨ How dysregulation fuels avoidant money habits—and what to do instead ✨ A simple truth-telling step: tell someone safe and start looking at the numbers
“I call debt invoices for blessings already received.” — Kate Northrup
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