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In this conversation with Bitcoin.com News, WeChange CEO Rob Tökölyi shares why he pivoted from 16 years in traditional currency exchange to building the future of crypto on-ramps.
From surviving the regulatory gauntlet in Europe to making self-custody as simple as online banking, Robi discusses the real barriers to crypto adoption—and why stablecoins, not Bitcoin headlines, represent the everyday transformation ahead.
Guest: Robert Tökölyi, CEO of WeChange Host: David Sencil Recorded: March 11, 2026
In this conversation: - His path from currency exchange entrepreneur to WeChange founder - How non-custodial fiat-to-crypto on-ramps work (and why they're different) - Why self-custody adoption requires better UX, not more tech-savvy users - The regulatory double-bind: MiCA, the Bank of England, and why startups face a compliance arms race- Stablecoins vs. Bitcoin: which will drive real adoption? - Why "crypto selling out to TradFi" is really about market sentiment, not fundamentals
About WeChange: WeChange is a global, non-custodial fiat-to-crypto on-ramp and off-ramp platform headquartered in Budapest, Hungary. In one transaction, users move money from their bank account directly to their crypto wallet with a flat 2.5% fee—no hidden charges, no intermediate steps. Unlike custodial exchanges, WeChange never holds user funds or keys, preserving the sovereignty that makes crypto revolutionary.
Links: - Website: https://wechange.com/ - Twitter: @wechangeapp
Chapters: 00:00 - Introduction to Crypto 00:23 - Appreciation and Introduction 00:36 - Robert's Background 01:28 - Transition to Crypto 02:48 - Challenges in Currency Exchange 04:15 - Introduction to Crypto 05:30 - Crypto and Regulation 07:13 - Introduction to WeChange 10:02 - Currency Exchange Process 11:46 - Simplifying Onboarding 13:15 - Bank Transfers and Delays 15:24 - Self-Custody Adoption 17:21 - Importance of Self-Custody 18:13 - Global Expansion Challenges 20:08 - Regulation and Compliance 22:17 - Thoughts on MICA 23:20 - Regulation Favoring Incumbents 25:11 - Future of Crypto 27:31 - Emotional Impact of Crypto 30:27 - Excitement for Stablecoins 31:21 - USD Dominance in Stablecoins 33:17 - Hungary's Perspective on Stablecoins 34:55 - Closing Remarks #Crypto #Bitcoin #Stablecoins #CryptoRegulation #SelfCustody |
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