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Home > Retire Smarter > Retirement Planning 2026: The January Decisions That Shape Your Future
Podcast: Retire Smarter
Episode:

Retirement Planning 2026: The January Decisions That Shape Your Future

Category: Business
Duration: 00:15:58
Publish Date: 2026-01-09 13:08:00
Description:

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In this episode of Retire Smarter, Tyler Emrick, CFA®, CFP®, walks through a practical Retirement Planning Checklist for 2026, focused on the financial moves that matter most in the first few weeks of the year. From front-loading 401(k) and HSA contributions to planning Roth conversions, setting up Qualified Charitable Distributions, and rebalancing after a strong 2025, we break down what to do—and what mistakes to avoid.

If you want to start 2026 with confidence—and avoid scrambling at tax time—this checklist is your roadmap.

Here’s some of what we discuss in this episode:

✅ January is the ideal time to reassess contributions, withdrawals & tax strategies

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