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In this episode of Real Money, Real Experts, we’re joined by Derek Brainard, Director of Financial Education at AccessLex Institute, who shares how his background as a Navy trumpet player shaped his unique, down-to-earth approach to personal finance. From managing student loans to navigating economic uncertainty and the rise of AI, Derek offers insights for financial professionals looking to better support clients in a rapidly changing world. Tune in as we explore the importance of breaking down complexity into bite-sized steps, centering life goals in financial conversations, and staying curious as lifelong learners. Whether you're a seasoned AFC or just starting out, this episode is packed with practical wisdom — and a whole lot of #MoneyNerd energy. Show Notes: 01:30 Derek’s Journey: From Navy Musician to Financial Educator 05:00 Learning Through Struggle: Debt, Discovery, and AFCPE 08:30 Financial Fulfillment and Why Language Matters 12:00 Helping Clients Get Unstuck Through Bite-Sized Wins 15:00 The Coach Mindset: Listening, Not Just Advising 18:30 AI, Technology, and the Human Advantage 22:00 Student Loans and Economic Uncertainty: Meeting the Moment 26:00 Building the Toolkit: How Financial Pros Can Keep Growing 30:00 Derek's 2 Cents Show Note Links: Connect with Derek on Linkedin! Free 30-minute financial coaching service! Check out AccessLex Tools & Resources! Atomic Habits: Tiny Changes, Remarkable Results by James Clear Home | Federal Student Aid Want to get involved with AFCPE®? Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit. |