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RNIB Connect Radio have teamed up with Uswitch to help you get Smart with your money.
January can be a tough time to balance the bills and we all need to make the money we have work even harder for us. That's why we'll be looking at a range of ways for you to get the best out of your finances including looking at how switching providers can help you get a better deal.
RNIB Connect Radio's Allan Russell spoke with Salman Haqqi from www.money.co.uk
They look at ways to manage our money better, including tips for budgeting, reducing your debt and where to get help if you're really struggling.
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