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Home > On The Market > This Could Open Up Homebuying for Millions
Podcast: On The Market
Episode:

This Could Open Up Homebuying for Millions

Category: Business
Duration: 00:35:34
Publish Date: 2026-01-27 12:00:00
Description:

This could open up homebuying for millions of Americans. The question is: Is it worth it?


A new housing proposal from the Trump administration adds yet another lever that first-time buyers can pull to pay for their first house. But it’s got financial advisors sweating. 


We’re back with another headline episode, talking about recent moves shaking up the housing market. First, some good news from Redfin that shows the housing market is actually getting more… affordable? That’s right. A substantial decline in housing costs may be just the start as homebuyer purchasing power grows year over year. We’re on the right track…but will it continue?


Next, why mortgage rates went back up after Trump’s proposed $200B bond-buying exercise—when many expected rates to keep falling. Using a 401(k) to buy a home? One new proposal could make it penalty-free, opening up access to hundreds of thousands of dollars for average Americans. Finally, the big investor ban begins, but here’s what the actual executive order says.


In This Episode We Cover

Penalty-free 401(k) down payments? The On the Market panel is sharply divided

Affordability sees a massive win, but will it keep improving?

Why mortgage rates didn’t keep declining after Trump’s $200B bond purchase proposal

President Trump signs the long-awaited big investor ban—but will it actually change anything for homebuyers?

And So Much More!


Links from the Show

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On the Market 392 - Trump's Housing Proposals Could Work, There's Just One Problem

Redfin: Monthly Housing Costs Start the Year Down 5%, the Biggest Decline in Over a Year

Reuters: Trump's mortgage-backed bond purchases not moving needle on housing costs

HousingWire: Tapping a 401(k) for homeownership is risky business, experts say

TIME: Trump Is Moving to Bar Wall Street Firms From Buying Single-Family Homes.

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Grab Dave’s Book, "Real Estate by the Numbers"


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