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	Podcast:		Down the Security Rabbithole
	Episode:		DtR Episode 76 - Payment Industry Turmoil [Guests: Laura Claytor & Alfred Portengen]
	Category:		Technology
	Duration:		00:39:39
	Publish Date:		2014-01-20 13:57:34
	Description:		In this episode Did the Target/Neiman/? breach finally create a catalyst for change? The card system, payment processing infrastructure clearly wasn't designed with defensibility in mind ... who should be changing that? Are today's fraud rates finally getting high enough such that card processors, issuers, banks need to depart from the status quo? Are the days of "zero fraud liability" to the end consumer coming to an end? What about chip & pin? Is the risk less? What kinds of pains will the industry go through to make security on payment systems better? How is the commercial payments industry different from the consumer? Do end users of credit accounts ultimately care about breaches? Guests Laura Claytor ( @the.hgic ) - Laura is a security specialist and veteran within a large US-based banking organization, and is based in the southwest United States Alfred Portengen - ( @alfredportengen ) - Alfred has a deep bredth of experience in architecture and security specialty within a multi-national banking organization, he is based in the Netherlands
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