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Home > Creating Wealth Real Estate Investing with Jason Hartman > CW 918 FBF - Know Your Financing Options: Wrap Around Mortgages & ARM
Podcast: Creating Wealth Real Estate Investing with Jason Hartman
Episode:

CW 918 FBF - Know Your Financing Options: Wrap Around Mortgages & ARM

Category: Business
Duration: 00:33:31
Publish Date: 2017-12-01 08:04:19
Description:

Today's Flash Back Friday comes from Episode 581, originally published in October 2015.

Understanding various mortgage types and how it affects you, the investor.

Even though Jason believes in a fixed rate, long-term, buy and hold mortgage strategy, he encourages people to be informed about the additional financing options available. This week he and Naresh take a deep dive into the adjustable-rate mortgage, breaking it down into easy to understand piece parts. They also discuss the wrap around mortgage, what the term negative rate means and give numerical examples to clearly explain each distinct type of calculation.

Key Takeaways:

[2:46] 5 Elements of adjustable-rate mortgages (ARM)

[4:19] 1. Start or Teaser rate

[5:10] 2. Index

[7:20] 3. Margin

[8:50] 4. Annual cap – 3 types

[13:38] Negative interest rates

[18:17] Negative amortization rate

[19:05] Sophisticated investing techniques

[22:43] AITD – Wrap around mortgage

[24:23] Wrap around mortgage example

Website:

www.JasonHartman.com/Properties

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