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	Podcast:		Aspen Public Radio Podcasts
	Episode:		Restaurants Surprised To Learn Insurance Companies Won’t Cover COVID-19 Closures
	Category:		Government & Organizations
	Duration:		00:04:16
	Publish Date:		2020-04-06 21:09:54
	Description:		For Robin and Steve Humble opening their own restaurant Free Range Kitchen and Wine Bar in Basalt after decades in the local food and wine scene was a dream come true. But the Humbles said this dream has felt more like a nightmare now that they’re limited to takeout only. “We have a couple that work in our kitchen and they work together every night and there's just not enough work right now,” Steve Humble said. “So I had to look at them and say, ‘Listen. I can only employ one of you right now, and I’m so sorry.’” Many Colorado restaurant owners are now looking to their insurance companies to help them cover the closures related to COVID-19. But they aren’t getting much help. Like many restaurant owners, the Humbles have business interruption insurance. It’s a type of property or casualty insurance that typically covers income lost in a catastrophic event like a fire or natural disaster. When Gov. Jared Polis ordered restaurants to close in-house dining in March, the Humbles submitted a
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