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Home > Ask Ralph > Should I Ever Borrow Again? The Truth About “Good Debt”
Podcast: Ask Ralph
Episode:

Should I Ever Borrow Again? The Truth About “Good Debt”
Category: Business
Duration: 00:10:49
Publish Date: 2026-01-19 08:00:00
Description:

Feeling torn about taking out a loan? You’re not alone, my friend. Today, we’re diving into the nitty-gritty of whether borrowing can ever be a smart move. We’re chatting about what good debt really is and how to use it wisely without feeling trapped. It’s all about finding that sweet spot between peace and pressure, and trust me, there's no shame in asking the tough questions. Should I Ever Borrow Again? The Truth About “Good Debt”. So, let’s take this journey together and unpack how to handle debt like a champ, all while keeping our hearts anchored in wisdom and faith.

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Ever find yourself staring at a loan offer, feeling like you've just walked into a trap? Yeah, I get it. We dive deep into that familiar struggle today, exploring the age-old question: should we ever borrow again? You know, there’s this common idea floating around that debt is bad, but what if I told you there's such a thing as good debt? It’s all about the context and purpose behind borrowing. We chat about how some debt can actually help you build something meaningful, like a home or an education. That’s right, folks! Not all debt is a bad guy in this story. This episode is all about understanding the difference between good and bad debt, and how to approach borrowing with a clear mind and peace in your heart. You’re not alone in feeling torn about this stuff, and we’re here to guide you through it, one relaxed conversation at a time.

Takeaways:

  1. Navigating loans can be a total mind trip; feeling torn is totally normal, fam.
  2. Good debt is about building something meaningful, like a home or education, not just spending.
  3. Debt comes with responsibility; even good debt can turn heavy if your plan's fuzzy.
  4. Always ask yourself: does this decision lead me to peace or pressure in my life?
  5. Prayer helps clarify your motivations for borrowing; it's about seeking wisdom, not rushing.
  6. Financial peace is a wise choice; don't let anxiety drive your decisions about money.

Links referenced in this episode:

  1. financiallyconfidentchristian.com/join
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