Search

Home > Ask Ralph > How Can I Kick Impulse Buying to the Curb and Save Money?
Podcast: Ask Ralph
Episode:

How Can I Kick Impulse Buying to the Curb and Save Money?

Category: Business
Duration: 00:11:39
Publish Date: 2025-04-15 07:00:00
Description:

Are impulse purchases derailing your financial goals? In this episode of Ask Ralph, Ralph Estep Jr. addresses one of the biggest traps keeping people stuck in the paycheck-to-paycheck cycle: impulse spending. Ralph unpacks why those “gotta-have-it” moments feel good for a second but wreak havoc on your finances. Using Proverbs 21:20 as a guide, he challenges listeners to replace impulsive “gulping” with intentional stewardship—starting with one simple tool: the Power Pause. This small habit will help you kick impulse buying to the curb for good.

Read today's blog article

Check out the full podcast episode here

You’ll learn how emotional triggers like stress, boredom, and comparison fuel poor spending habits—and how a 24-hour pause can disrupt that cycle, strengthen financial self-control, and bring lasting peace. Ralph offers four key questions to ask before any unplanned purchase, helping you move from reaction to wisdom. Whether you’re working on saving, building a budget, or simply trying to make better financial decisions, this episode offers a powerful mindset shift and actionable steps to help you steward God’s resources well.

Chapters:

  • 00:10 - Breaking the Cycle of Impulse Spending
  • 02:16 - Understanding Impulse Spending
  • 05:14 - Breaking the Cycle of Impulsive Spending
  • 05:30 - The Power Pause: A New Approach to Impulsive Spending
  • 08:29 - The Power of the Pause

Takeaways:

  • Impulse buying can lead to that all-too-familiar buyer's remorse we all dread after splurging.
  • Taking a moment to pause before making purchases can drastically change your financial game.
  • It's all about being intentional with your spending to avoid ending up broke and stressed.
  • Ralph emphasizes the importance of a 24-hour pause to rethink those impulse buys.
  • Understanding the triggers behind impulse spending, like stress and boredom, is crucial for change.
  • The key to financial peace is learning to say 'no' to impulse and 'yes' to intentionality.

LISTEN NOW

WATCH NOW ON YOUTUBE (OUR VIDEO VERSION)

WATCH NOW ON RUMBLE (OUR VIDEO VERSION)

VISIT OUR ASK RALPH SHOW GEAR STORE FOR ALL KINDS OF COOL MERCHANDISE - ENTER THE CODE "FREEBOOK" FOR A FREE DOWNLOADABLE COPY OF MY BOOK "MASTERING YOUR FINANCES"

JOIN OUR FACEBOOK INSIDERS GROUP

SUPPORT THE SHOW

JOIN RALPH LIVE - EVERY TUESDAY AT 1PM EST

Please share our Podcast with all your friends and family!

Submit your questions or ideas for future shows - email us at 

ralph@askralph.com or leave a voicemail message on our podcast page

Leave A Voicemail Message

Like us on Facebook and follow us on Facebook at

https://www.facebook.com/askralphmedia Twitter (@askralphmedia) or visit www.askralphpodcast.com for more information.

To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!

Buy Ralph's Book - Mastering Your Finances! on Amazon

Buy Ralph's Book - Gospel of Entrepreneurship: Following Jesus in Your Business Journey on Amazon


 

Total Play: 0