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Are you receiving calls from debt collectors and wondering if they’re legitimate? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr., where he exposes the top 7 debt collection scams and provides practical advice on how to avoid falling victim to them. What Are the Top 7 Debt Collection Scams to Avoid? With Ralph Estep Jr. In this episode of the Ask Ralph Show, Ralph Estep Jr. delves into the most common debt collection scams targeting individuals today. He answers a listener’s question about how to spot fake debt collectors and offers seven key red flags to look out for. Using real-life stories, Ralph emphasizes the importance of vigilance and provides actionable steps to protect yourself from these scams. https://www.askralphpodcast.com/debt-collections-scams/ What is your question that you would like to ask Ralph? Send Your Question here: https://justaskralph.com/ Podcast Shownotes: 00:00 Episode Overview 01:05 Listener's Question 02:08 Bible Verse 03:02 Story of Ralph’s Client - Sally 05:30 Top 7 Debt Collection Scams to Avoid 06:12: #1 Phantom Debt Scam 06:47 #2 Immediate Payment Demand 07:21 #3 Threat of Arrest 07:56 #4 Odd Payment Method Request 08:58 #5 Identity Theft Setup 10:18 #6 Robocall Debt Collection Call 11:01 #7 Fake Government Agency 12:39 Actionable Steps to Protect Yourself from Debt Scams 12:42 #1 Always Ask for Written Validation of the Debt 13:13 #2 Don’t Give Out Personal Information Over the Phone 13:36 #3 Contact the Original Creditor to Verify 14:03 #4 Never Pay a Debt Using Gift Cards 14:32 #5 Hang Up the Phone 15:58 #6 Register Your Phone Number with the National Do Not Call Registry 16:15: #7 Report to the Federal Trade Commission & State’s Attorney General Office 17:03 Conclusion Join our email list and get a free copy of “Mastering Your Finances” at https://askralph.com/ Schedule Appointment with Saggio Management Group, Inc. https://app.acuityscheduling.com/schedule/fabfb9f2/appointment/8258839/calendar/2141336?appointmentTypeIds[]=8258839 LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMBLE (OUR VIDEO VERSION) VISIT OUR ASK RALPH SHOW GEAR STORE FOR ALL KINDS OF COOL MERCHANDISE - ENTER THE CODE "FREEBOOK" FOR A FREE DOWNLOADABLE COPY OF MY BOOK "MASTERING YOUR FINANCES" JOIN OUR FACEBOOK INSIDERS GROUP Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at ralph@askralph.com or leave a voicemail message on our podcast page Leave A Voicemail Message Like us on Facebook and follow us on Facebook at https://www.facebook.com/askralphmedia Twitter (@askralphmedia) or visit www.askralphpodcast.com for more information. To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information! Buy Ralph's Book - Mastering Your Finances! on Amazon Buy Ralph's Book - Gospel of Entrepreneurship: Following Jesus in Your Business Journey on Amazon
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