Watching the live stream of Ripple's Swell Conference last month, Colby noticed something odd*.
A panel of bankers admitted they saw no clear use for the XRP token. In fact a banker from MUFG indicated their intention to use a private one.
So what are XRP investors getting? A lot less than you may think. Colby explains why investors of Ripple coins may be in for a rude awakening.
*Watch the video here.
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