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	Podcast:		Keep The Change
	Episode:		The Retirement Reality Check Every Kiwi Needs to Hear
	Category:		Education
	Duration:		01:35:21
	Publish Date:		2025-09-04 19:00:00
	Description:		I Team up with Jake from Generate and John from Cody Wealth for this essential retirement reality check that every Kiwi needs to watch. We break down the brutal truth about retirement costs in New Zealand and why most people are nowhere near prepared for what's coming. Key topics covered: The new Kiwi Saver changes: 3.5% contributions in 2025, 4% by 2028 Why the $260 government contribution cut actually makes you better off Retirement costs: $99-$1,031 per week depending on lifestyle and location Why NZ Super probably won't exist when you retire Generate members vs industry averages (the results will shock you) The value of getting proper Kiwi Saver advice How much you actually need by age 30, 40, 50, and 65 Why using Kiwi Saver for your first home might be a mistake I have a goal to help 100,000 Kiwis improve their financial literacy. Generate KiwiSaver Scheme has sponsored Keep The Change to help me reach more people and make this a reality. Cheers Generate. Head to http://generatekiwisaver.co.nz/change to find out more. Hosted on Acast. See acast.com/privacy for more information.
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