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	Podcast:		Cooking the Books with Frances Cook
	Episode:		How to clean up your finances so the bank gives you a mortgage
	Category:		Business
	Duration:		00:27:39
	Publish Date:		2021-03-09 16:00:07
	Description:		Each week the NZ Herald's Cooking the Books podcast tackles a different money problem. Today, it's how to get ready so the bank's more likely to say yes to a mortgage. Hosted by Frances Cook. We all know that house prices are soaring, making it harder than ever to scrape a deposit together. The trick is, when you're talking to a bank, getting approved for a mortgage isn't a black and white process. The bank does have a little bit of discretion. Just not much. They're charged with making sure they don't give you so much debt that it crushes you – which means, if you can show that you're financially a safe pair of hands, they might let you through with a smaller deposit than others. It's all about speaking the bank's love language. So what can you do to stand out from the herd? In the latest podcast I talked to Rupert Gough from Mortgage Lab. If you have a question about this podcast, or question you'd like answered in the next one, come and talk to me about it. I'm on Facebook here https://www.facebook.com/FrancesCookJournalist/ Instagram here https://www.instagram.com/francescooknz/ and Twitter here https://twitter.com/FrancesCook
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