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Home > Founder Thesis > Tashwinder Singh (Niyogin) on Building India's Next Fintech Giant, Beyond UPI
Podcast: Founder Thesis
Episode:

Tashwinder Singh (Niyogin) on Building India's Next Fintech Giant, Beyond UPI
Category: Business
Duration: 02:11:05
Publish Date: 2025-03-07 17:40:48
Description:

"We realized that just lending is not the answer. You need to solve a problem for the small business owner." 

This quote from Tashwinder Singh encapsulates the core philosophy driving Niyogin's approach. It's not just about providing capital; it's about understanding and addressing the holistic needs of small businesses in India, moving beyond simple transactions to genuine problem-solving. This sets the stage for a discussion about a more nuanced and impactful approach to fintech. 

About Tashwinder Singh: Tashwinder Singh, CEO of Niyogin, is a financial services veteran with a track record of building and scaling businesses. He spent 18 years at Citibank, culminating in leadership roles before transitioning to the world of private credit at KKR, where he managed ~$1 billion in annual disbursements in India. Now, he's leading Niyogin's ambitious journey to revolutionize lending for small businesses, growing their loan book from ₹100 crores to a targeted ₹800 crores in the near future. His experience spans corporate finance, consumer banking, and the complexities of the Indian credit market.  

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