Creative Investing

Simon examines the concept of creative finance investing, emphasising strategies that allow investors to minimise their cash input while maximising returns. He covers historical methods of no money down investing, the importance of finding motivated sellers, and various creative strategies such as joint ventures, private loans, and the BRRR (Buy, Refurbish, Refinance, Rent) strategy.

Simon also introduces the innovative freehold to leasehold title split strategy, explaining how investors can create significant equity through legal processes. 

KEY TAKEAWAYS

• Creative finance involves using minimal or no personal money in property deals, allowing investors to maximise the number of deals they can undertake and achieve high or infinite returns on investment.
• Investors can collaborate with others through joint ventures or private loans, where someone else provides the necessary funds for a deal, enabling the investor to acquire properties without using their own money.
• The BRRR (Buy, Refurbish, Rent, Refinance) strategy allows investors to buy properties below market value, add value through renovations, and then refinance to recover their initial investment, often resulting in a positive cash flow and equity.
• Successful property investing relies on identifying motivated sellers who are flexible on price and terms. Understanding their problems and offering win-win solutions can lead to favourable deals.
• This strategy involves purchasing a freehold property that has been split into smaller units, creating individual leases to increase the overall value of the property. This can lead to significant equity gains with minimal investment.

BEST MOMENTS

"Creative finance is where we use as little of your money as possible. And why is that a good thing to do? Well, it means that you can do as many deals as you want."

"If you believe you can or can't, you're absolutely right. And one of the ways to build your belief is by learning what other people are doing."

"You can take control of the property... and in the meantime, you rent the property from the owner. This is great for a seller who really doesn't want the property anymore."

"When you buy a freehold property, if you create the leases on the individual properties within that block, the cumulative value is often more than you can actually buy the block for."

"You need to work out what each of those units would be as a leasehold property. As long as the purchase price is less than 75% of the cumulative value, you can, in theory, buy those."

VALUABLE RESOURCES

To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20).

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Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32.

Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk   pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors.

Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth.

Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book.

Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/