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	Podcast:		UCLA Housing Voice
	Episode:		Ep. 107: A Better Mortgage with Kevin Erdmann (Incentives Series pt. 9)
	Category:		Science & Medicine
	Duration:		00:45:48
	Publish Date:		2026-02-05 11:00:00
	Description:		Fixed-rate mortgages are expensive, but adjustable-rate mortgages are volatile — but do they have to be? Kevin Erdmann pitches an alternative that captures the best qualities of both. This is part 9 of our series on misaligned incentives in housing policy. Show notes: Erdmann, K. (2021). A Suggested Mortgage Amortization Structure: Fixed Amortization, Adjustable Principal. Mercatus Center. UCLA Housing Voice episode 106: Mortgage Lending Standards with Kevin Erdmann.
	Total Play:		0