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Home > Optimal StartUp Daily > 1662: 4 Common Mistakes Made By The Self-Employed by Michelle Schroeder-Gardner of Making Sense of Cents
Podcast: Optimal StartUp Daily
Episode:

1662: 4 Common Mistakes Made By The Self-Employed by Michelle Schroeder-Gardner of Making Sense of Cents
Category: Business
Duration: 00:08:45
Publish Date: 2025-04-19 07:00:00
Description:

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Episode 1662:

Michelle Schroeder-Gardner outlines the most common pitfalls that self-employed individuals face, from inconsistent income planning to neglecting retirement savings. Her insights help solopreneurs build smarter, more sustainable financial habits and avoid costly missteps in their business journey.

Read along with the original article(s) here: https://www.makingsenseofcents.com/2014/08/4-common-mistakes-made-by-the-self-employed.html

Quotes to ponder:

"One of the top financial mistakes I see among the self-employed is not having a plan for their irregular income."

"When you're self-employed, it's all up to you to save for retirement. You don't have an employer to help you."

"If you're self-employed and not separating your personal and business finances, it can become a huge mess quickly."

Episode references:

Mint: https://mint.intuit.com

YNAB (You Need A Budget): https://www.youneedabudget.com

IRS Self-Employed Tax Center: https://www.irs.gov/businesses/small-businesses-self-employed/self-employed-individuals-tax-center

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