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	Podcast:		HerMoney with Jean Chatzky
	Episode:		Bonus Mailbag #18: Credit, Credit Cards and Debt
	Category:		Business
	Duration:		00:23:51
	Publish Date:		2019-12-28 23:30:20
	Description:		In honor of a very happy holiday season, we’re celebrating with our HerMoney family with five special Mailbag-focused episodes! Our listeners submit THE BEST questions all year long (tomailbag@hermoney.com), and we wanted to get as many as possible answered before 2020 rolls around. In this episode, Jean and Kathryn dive into your questions around credit, credit cards, and debt. Jean answers a question about how business credit cards can impact your personal credit, and what it means for your credit score when you close a business account.We also dive into a question about adding a child to your credit card as an authorized user to help them build credit. (Note: Not every credit card company reports credit history of authorized users.) Additionally, Jean guides a listener who is wondering if she should claim bankruptcy, see a credit counselor, get a side gig, or cash out a retirement annuity in order to get back on track. Lastly, we advise a woman who is looking to pay down debt with personal loans, while also working to improve her credit score, and to stay motivated to pay down her debt. From everyone on the HerMoney team, thank you so much for listening to us in 2019. We can’t wait to spend more quality time together in the New Year!
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